How to Void a Check the Right Way

You may want more than one individual on your checking account. Huntington explains how you can add a person to your account at any time or open a joint bank account together. There are two main reasons you’ll need to know how to write a void check. If you need to prevent a check you’ve written from being cashed, you can request your bank to stop payment on the check. Once a check has been cashed, you can’t reverse or void the transaction. You can still use that check to grab or provide your bank routing and account number as those numbers are tied to your bank account and not individual checks, however.

By submitting all your details online, you can bypass the need for voided checks. Once they get the name of your bank or credit union, account number, and routing number, they can then establish a link to your bank account How To Master Restaurant Bookkeeping in Five Steps to set up the direct deposit. Voiding the check ensures that nobody will misuse your check in the process or take money from your account. Grab a check out of your checkbook, and write “void” across the front.

What is a Voided Check? How to Void a Check + Voided Check Examples

To get a voided check you’ll need to talk to your bank and get them to send you a checkbook. If any of these things occur you can simply void the check to ensure it doesn’t accidentally get used later. In a way, voiding a check you already wrote is a safe method of destroying the check. For instance, maybe you wanted to write a check out to a newly married couple and wrote the check out to Mr. and Mrs. Johnson. This can actually be a bit of a problem for them when they go to deposit the check if the bank account they want to use for that check is only in Mrs. Johnson’s name.

• Once a check has been cashed, you can’t reverse or void the transaction.
• There may be several situations where you will need to void a check.
• By submitting all your details online, you can bypass the need for voided checks.
• Then you know that no one would be able to alter the check and spend it, because it has been voided.
• You may need to void a check to set up automatic transactions, like direct deposit of paychecks to your checking account.

Alternatively, you could write “void” in the payee line, dollar amount box, signature line, and dateline. But you can contact your bank to have https://adprun.net/bookkeeping-for-independent-contractors-everything/ a stop payment placed on it. In order to do this, you’ll need to have some info handy for your bank, like the check number, payee, and amount.

How to get a voided check for direct deposit if you don’t have checks

If you recently opened an account or have never used a check from your bank before, you can try to ask your bank for a starter or sample check. Sometimes, they will print one out with your routing and account numbers for you at no cost. When I opened a checking account for the first time, my bank provided me with a starter check for free.

For example, online banks allow you to link external accounts by typing in those details yourself. Billers, such as utility companies, also accept payments by e-check when customers input their checking account information. Some businesses even take payments over the phone, allowing customers to provide the information orally.

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The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. All you need to do is get a blank check, write “VOID” on the front, and make a copy of it for reference. Finally, save a copy of the voided check for whoever else may need it in the future by scanning or photocopying it. You can reuse it for different situations and keep it as a reminder that the check was not used for any specific payments.